What If the At-Fault Driver Has No Insurance? Your Legal Options in Oklahoma
March 23, 2025
Introduction: No Insurance, No Problem?
Getting hit by a driver with no insurance can be a nightmare. Fortunately, you still have legal options. At Tate Law Firm PLLC, we help accident victims navigate uninsured motorist claims and recover compensation—even when the at-fault driver has no coverage.
How to Recover Compensation After an Uninsured Driver Accident
1. Uninsured Motorist (UM) Coverage
If you have UM insurance
on your policy, your own provider may cover medical bills, lost wages, and damages.
2. Filing a Personal Injury Lawsuit
You can sue the at-fault driver personally, though recovering damages depends on their financial status.
3. Third-Party Claims
In some cases, another liable party (such as a bar that overserved a drunk driver) may be responsible for damages.
Why You Need an Attorney for Uninsured Motorist Claims
Even your own insurance company may try to lowball your settlement.
A personal injury lawyer can:
✔️ Negotiate for a fair payout
✔️ Investigate other liable parties
✔️ Take your case to court if needed
Hit by an Uninsured Driver? Call Tate Law Firm PLLC Now!
Don’t let an uninsured driver leave you with unpaid bills. Call Tate Law Firm PLLC
at 918-805-3955
for a free consultation today!
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